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My girlfriend Jen and I like to play games. I'm not 
talking about scrabble here. Crazy games. Sexual games. 
You know, the fun stuff. Both of us have quite wicked 
imaginations and along with that, perhaps slightly 
sadistic natures. To clarify, not 'beat you bloody 
because I like it' sadism, more of a, "You think you 
can top ME, ha, watch THIS," type of thing. Not much is 
off limits to us. Exhibitionism, public sex, sex with 
other people, some good old fashioned humiliation, it's 
all allowed.

The only caveat really is that we both are involved. 
There are no secrets. Since we know each other so well, 
what each other loves, even craves, it works out for 
us. We never pushed each other past the point where it 
would affect our love, I'm not even sure it's possible.

We both like to make bets with each other, more out of 
pride than anything. We each just like winning and 
being able to lord it over the other. We bet on 
something recently and she was being a little extra 
boisterous about what she was going to make me do if I 
lost. Normally the payout is something sexual, 
blowjobs/cunnilingus, exposure, play with others, 
perhaps even forced abstinence, things like that. It 
doesn't have to be a bet to get a game started though, 
we take turns, if one of us has controlled a game, the 
other has control of the next one, whenever they chose 
to do it if.

This time though was a result of a bet. Well, she was 
being such a delightfully mouthy teasing tormentor this 
time, I knew if I won she'd need something special as 
payment. Our next door neighbors are an older couple 
(older than us at least). They are in their late 40s, 
early 50s. They are also swingers. Jen has played with 
Herb, the husband, as payment of some prior debt before 
(more on that later).

We've never actually swung with them before but each of 
us as couples have an idea what the other couple is 
into. Jen isn't overly attracted to Herb, nor does she 
have any interest in his girlfriend Meg. She's played 
with women before, just no real interest in her Meg to 
this point.

Jen lost the bet and was being particularly peevish 
about it. I left a note for her before I left for work 
one day.

"Jennifer,

As a result of losing our last bet you are to do this 
as payment. This morning, before noon, I want you to 
strip. Then, go outside and hang some clothes on our 
line, as you normally would. I want you to make sure 
the door locks behind you. Then I want you to go next 
door to Herb and Meg's. You know they have an extra 
key. I don't believe Herb will be home, he doesn't 
usually come home till 5, as you know. Your task is to 
knock on their back door, as you are, and get the spare 
key from Meg.

I picked up the phone at work to hear, "Hon, you can't 
be serious. You can't expect me to walk naked in our 
neighborhood and expose myself to Herb and Meg," she 
whined with exasperation.

"I do, and you will," I replied calmly.

She continued to whine and lay out an argument against 
her being naked, such as perhaps running into one of 
the neighbor's children (which I doubted severely since 
our two houses are quite a bit removed from the others 
and that most of the children in our neighborhood would 
be in school anyway.) However, showing a rare leniency 
I allowed her this concession.

"Ok Jen, here's the deal, I'll allow you to wear your 
panties, ONLY your panties, but you do it, and you do 
it now," I said tersely., "AND, you will do whatever 
someone asks you to do, in order to get the key."

"Ok," she croaked, "I will... I'll call you later." 
(Another rule in our games is that everything is 
shared, after all it is a game, for both of us.)

I was home two hours later. Jen was sitting in our 
recliner wearing just those panties and her housecoat, 
open loosely. She was staring blankly into space.

"And?" I wondered aloud.

"Yes, I paid off the stupid bet dear," she snipped in 
mock irritation. I approached her. She had the 
unmistakable scent of sex on her along with a somewhat 
familiar, though slightly different aroma.

She pulled off her robe and panties and urged me to 
fuck her. We were both so horny from the game that we 
were on each other instantly. This is what makes it 
exciting for us, like a wonderful build up before we 
totally get off, with each other. I have to admit that 
I was so horny that I came, and got her off as well, 
before she even told me what happened, though I pretty 
much knew.

(Her version)

That bastard! God I wonder why I do this sometimes, I 
know how wicked he is with these games, I know he'll 
make me do things like this. Yet, here I am, getting 
wet just thinking about it, the humiliation, the 
exposure, the thought of not being able to control what 
happens. I guess that's what gets us both off so much. 
I thought I'd won a large victory, convincing him to 
allow me to wear panties. Its not quite as embarrassing 
to be caught like that. Plus, you can pretty much cover 
your tits with your arms, I thought I could get off 
light. Meg, however, had other ideas. I sprinted over 
to their back door and knocked quickly.

It was freezing outside and I swear she took her time 
sauntering to the door. She had an evil smile on her 
face upon seeing me. I wondered then whether John had 
set this up with her already (though he hadn't, he much 
prefers the spontaneous thing). I know she swings both 
ways, her husband told me. She's attractive enough, 
especially for her age, but she really had never 
interested me. She was wearing cutoffs and a T-shirt, 
like she was doing chores herself. She invited me in 
with a smile, barely acknowledging my predicament.

"I uh...locked myself out...I'm so stupid sometimes," I 
said, trying to get this over with fast. In my mind, 
the faster and easier I get out of the game, the more I 
"win" you know, kind of a small victory. Its a stupid 
competitive thing between us, we both know it.

"I see that," she purred sweetly, obviously ogling me 
in my state of undress.

I was doing what I could to cover myself with my arms 
but I could feel her gaze penetrating every little 
opening.

"I know John gave you a spare key, can I have it?"

"Sure dear," she replied without urgency, "now I wonder 
where we keep that silly little thing."

I knew she was delaying this on purpose, "damn him, and 
why do I allow this to happen to me," I wondered, all 
the while I could feel myself starting to moisten in my 
humiliation, my cold nipples jutting out 
embarrassingly.

"Have a seat dear," she said in a strangely dominant 
tone, one I hadn't expected. I sat reluctantly in her 
cold, hard kitchen chair, all the while I wondered what 
she knew about us as a sexual couple. I didn't have to 
wait long. She returned from her basement. She was now 
wearing her housecoat and that foreboding feeling I was 
having now was confirmed. "Follow me sweetie," she said 
drippingly. So I did, unwilling though, to the last.

She basically pulled me into the living room by the 
arm. She plopped herself on the couch, leaving me 
standing in front of her. "I really like your body 
dear," she started, " You know Herb and I talk about it 
all the time, ever since you had him over a few weeks 
ago."

I could feel my whole body redden with embarrassment. 
John had made me pay off another bet, knowing Herb was 
a swinger, by making me model my new pink Victoria's 
Secret bra and panty set, ending with me sucking Herb 
off, in the basement den, in my favorite recliner 
chair. (John loves to humiliate me that way, forcing me 
to always 'remember' things by including places and 
things he knows I will always have to see, and use in 
the future.) I figured Meg had heard what happened but 
being here, naked in front of her, brought a whole new 
level of shame to her bringing it up.

"Um, I'm sorry Meg... John made me..." I started to 
plead.

She cut me off, "Yes yes dear, I know all that, I? not 
accusing you of anything. I was just telling you I like 
your body and I wondered if I'd ever get a chance to 
see it and enjoy it."

Oh god, what did she mean enjoy it? I hoped for her not 
to press it. I prayed for her not to say it aloud, 
knowing how I'd have to do it, once it's out in the 
open.

However, she knew. Or if she didn't, she guessed 
correctly.

"Jen dear, come here," she said, patting the couch seat 
next to her. I sat down reluctantly. Instantly her 
hands were on me. She pulled me close and kissed me 
fully on the lips.

I knew I couldn't resist it, but in a last show of 
resistance I didn't kiss her back, I just allowed her 
to kiss me, allowing her tongue to freely dance around 
my tongue and lips.

"I've wanted you for too long dear," she said as she 
pulled away from my face momentarily, "I plan to take 
advantage of this opportunity." She wasn't shy, that's 
for sure. Her hands and fingers found my tits and 
groped my pussy easily, finding no more stubborn 
resistance to her advances.

It was then she told me what I suspected. "John told me 
that you'd be coming over today to get something, 
though he certainly didn't tell me that it'd be like 
this, I guess he wanted to surprise me," she chuckled 
gleefully. "I heard a bit about you two, from Herb. 
John told me when you came over, that if I wanted 
something I merely needed to ask. Is that correct 
sweetie?" she said evilly, like a cat about to pounce 
on the unfortunate barn rat.

I lowered my head in defeat, 'Yes ma'am..." I managed 
to choke out.

"Good, now here's the deal," she said triumphantly. 
"You are going to get your key, but, you have to earn 
it."

"How?" I asked, now sincere in my desire to see this 
through, still hoping to somehow find the easiest path 
out.

"Simple," Meg grinned. "All you have to do is make me 
cum."

I knew what she wanted. She had me beaten. John had me 
beaten. I sank to my knees in front of her. I made love 
to her. I kissed her all over, I licked her pussy like 
I knew she wanted it. I made her feel like John makes 
ME feel. I knew that's what they both wanted. They had 
made me submit. I gave them what they wanted.

She kept me there for a couple hours, never seeming to 
tire of my tongue. She didn't even need to lift a hand 
to please me, it was all about her pleasure. When I got 
back home I didn't even bother washing up, I knew John 
would prefer that. I practically raped him when he came 
home, the bastard, shows how much these things we do 
get to me. Oh well, I certainly paid him back in kind. 
I'm sure he'll tell you that in the next story.

(Epilogue)

That was Jen's version though, in her petulant way she 
still couldn't resist leaving out things just to try 
and claim a small 'victory'. Meg later told me that Jen 
had done more than she reported. Meg said she got tired 
of Jen covering up her tits, for example, so she tied 
her hands behind her back with a scarf while she fucked 
Jen with several of her dildos and that Jen came 
numerous times herself, via Meg's toys as well as her 
tongue.

Ah the things she tries to hide from me (though knowing 
full well that I'll find out, I doubt she'd purposely 
withhold it forever, knowing how much we both get off 
on it). Meg added her own personal touch of humiliation 
though, which I totally dug, she buried the key in her 
pussy and Jen, hands bound behind her, had to try and 
work it out with her tongue.

Meg said that when she finally got it, Jen's face was 
totally lathered in Meg's juices. That is what I 
smelled when I returned home. As fun as this was, I 
knew my time was near. You don't win every bet and you 
don't always get one over on a hellcat like Jen.

To be continued in: Games We play - Jen's turn...